Rod Yaldaei
Maryland Insurance Producer License No. 3004128205
National Producer Number (NPN) 22157018
Scope of services
Insurance business is conducted through properly licensed and, where required, appointed insurance producers. Services are offered only in jurisdictions where the applicable producer is authorized and where the requested product is available. A license does not mean that a government agency recommends or endorses a producer.
Independent insurance producer
Rod works with multiple insurance carriers, but access varies by product, state, appointment, underwriting profile, and carrier rules. “Independent” does not mean that every insurer or product in the market is reviewed.
No investment, legal, or tax advice
Unless separately documented in writing through an appropriately licensed professional, website references to financial protection, retirement planning, or annuities do not constitute securities, investment-advisory, legal, accounting, or tax advice.
Product and carrier disclosures
Policy benefits, premiums, exclusions, limitations, surrender charges, and availability are controlled by the issued contract and carrier materials. Annuity recommendations may require additional best-interest, compensation, replacement, and consumer-profile disclosures during the transaction.
Mortgage protection
Mortgage protection is optional life insurance, not private mortgage insurance. It is not required by or affiliated with a lender. Benefits are paid according to the policy and may be used by the beneficiary as permitted by the contract.
Verification
Maryland license information may be verified through the Maryland Insurance Administration producer search. Consumers may also contact the Maryland Insurance Administration with licensing or insurance questions.